Life Insurance policies can be used for charitable giving purposes and can provide an individual or their estate with tax advantages. There are two ways that life insurance policies can be gifted: (1) Charity Owns the Policy: In this scenario, the donor, during his or her lifetime, will transfer ownership of the life insurance policy…
Criminal Code DUI charges are often one or both of (1) Driving while over the legal imit of 80 or (2) Driving while one’s ability is impaired by alcohol or a drug. Beyond the shock of a charge and the effects of the 90 day Adminstrative Driver’s Licence Suspension, the questions commonly faced are “What…
One of the areas that we are commonly asked about are “record checks” and “pardons”. This is an area fraught with misunderstanding not only what are “records” but what the consequences are of certain “record checks”. The Canadian Civil Liberties Association has recently taken a comprehensive position on this point for good reason. Record Checks:…
Family vacation time out of Canada with children is often met with an uncomfortable feeling a day or two before departure and is usually around a passport or needing a renewed passport. Where a minor child is travelling with a separated parent or with another family or adult friends, an additional parental travel consent or…