A Registered Retirement Savings Plan (RRSP) is essentially a special savings and investment account authorized and registered with Canada Revenue Agency where an individual can contribute a percentage of his or her annual earnings. Amounts contributed in any tax year can be deducted from your taxable income for that tax year, to a certain maximum….

Life Insurance policies can be used for charitable giving purposes and can provide an individual or their estate with tax advantages. There are two ways that life insurance policies can be gifted: (1) Charity Owns the Policy: In this scenario, the donor, during his or her lifetime, will transfer ownership of the life insurance policy…

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